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<!DOCTYPE html> <html lang="en"> <head> <meta charset="UTF-8"> <meta name="viewport" content="width=device-width, initial-scale=1.0"> <title>Term Life Insurance</title> <link rel="stylesheet" href="css/styles.css"> <link href="https://cdn.jsdelivr.net/npm/bootstrap@5.3.0/dist/css/bootstrap.min.css" rel="stylesheet"> <link href="https://fonts.googleapis.com/css2?family=Roboto:wght@400;500;700&display=swap" rel="stylesheet"> <style> body { font-family: 'Roboto', sans-serif; margin: 0; padding: 0; } .health-header { background-color: #eff0f1; padding: 3rem 2rem; text-align: center; /* margin-top: 1rem; */ margin-bottom: 3rem; border-radius: 0.5rem; /* box-shadow: 0 0 10px rgba(0, 0, 0, 0.1); */ } .health-header h1 { font-size: 2.75rem; margin-bottom: 1rem; } .health-header p { font-size: 1.5rem; } .feature-box img { max-width: 100%; height: auto; margin-bottom: 1rem; } .feature-box { text-align: left; margin-bottom: 2rem; } footer { background-color: #f8f9fa; padding: 1.5rem; text-align: center; margin-top: 3rem; border-top: 1px solid #dee2e6; } section { padding: 2rem 0; } h2 { font-size: 2rem; margin-bottom: 1.5rem; } .feature-box h3 { font-size: 1.5rem; margin-bottom: 1rem; } .container { max-width: 1200px; margin: 0 auto; padding: 0 1rem; } .link-know-more { text-decoration: none; /* Remove underline */ color: #007BFF; /* Blue color */ font-weight: bold; /* Bold text */ border-radius: 5px; /* Rounded corners */ transition: background-color 0.3s, color 0.3s; /* Smooth transition */ } .contact { text-align: center; } </style> <script src="https://code.jquery.com/jquery-3.5.1.slim.min.js"></script> <script src="https://cdn.jsdelivr.net/npm/@popperjs/core@2.9.3/dist/umd/popper.min.js"></script> <script src="https://cdn.jsdelivr.net/npm/bootstrap@5.3.0/dist/js/bootstrap.min.js"></script> </head> <body> <header id="header"> <nav class="navbar navbar-expand-lg navbar-light"> <a class="navbar-brand" href="index.html"> <img src="images/logo.jpg" alt="Logo" id="logo"> </a> <button class="navbar-toggler" type="button" data-bs-toggle="collapse" data-bs-target="#navbarNav" aria-controls="navbarNav" aria-expanded="false" aria-label="Toggle navigation"> <span class="navbar-toggler-icon"></span> </button> <div style="z-index: 10; background-color: #fff;" class="collapse navbar-collapse" id="navbarNav"> <ul class="navbar-nav ms-auto"> <li class="nav-item"><a class="nav-link" href="life_risk.html">Life Risks</a></li> <li class="nav-item"><a class="nav-link" href="Health-risks.html">Health Risks</a></li> <li class="nav-item"><a class="nav-link" href="business_risk.html">Business Risks</a></li> <li class="nav-item"><a class="nav-link" href="vehicle-risk.html">Motor Vehicle</a></li> <li class="nav-item"><a class="nav-link" href="testimonial.html">Customers</a></li> <li class="nav-item"><a class="nav-link" href="#about">About</a></li> <li class="nav-item"><a class="nav-link" href="#">Blog</a></li> <li class="nav-item"><a class="nav-link" href="contact.html">Contact</a></li> </ul> </div> </nav> </header> <div class="health-header"> <h1 >Term Life Insurance</h1> <p><h5>Secure your family’s financial future with the right insurance plan</h5></p> </div> <div class="container"> <section> <h2>What is Term Life Insurance?</h2> <div class="row align-items-center"> <div class="col-md-6"> <p align="justify">Term life insurance is a straightforward and affordable way to provide financial protection for your loved ones. It offers coverage for a specific period, typically ranging from 10 to 30 years, and pays out a death benefit if the insured passes away during this term. This type of policy is designed to offer temporary coverage, often matching the length of time a person might need protection, such as until children are grown or a mortgage is paid off.</p> <p align="justify">One of the main advantages of term life insurance is its cost-effectiveness. Because it only provides coverage for a set period and does not build cash value, premiums are generally lower compared to permanent life insurance policies. This makes it a popular choice for people looking to ensure their family’s financial stability without a significant financial commitment.</p> <p align="justify">Term life insurance policies come in various forms, including level term, where the death benefit and premiums remain the same throughout the term, and decreasing term, where the death benefit decreases over time, usually in alignment with decreasing financial obligations like a mortgage.</p> </div> <div class="col-md-6 mb-4"> <img src="images/term-life-insurance.png" class="img-fluid rounded" alt="Term Life Insurance"> </div> </div> </section> <div class="mid_body" style="margin-bottom:-20px;"> <section style="background-color: #eef1f3; padding-bottom: -10px;"> <h2 style="margin-left:20px;">Key Features</h2> <div class="row"> <div class="col-md-4 mb-4"> <div class="feature-box" style="margin-left:20px;"> <img src="images/Sum_Assured.jpg" class="img-fluid rounded" alt="Sum Assured"> <h3>Sum Assured (SA)</h3> <p align="justify">The sum assured should ideally be 10 times your annual income to secure your family's financial future. For example, with an annual income of 20 Lakhs, a sum assured of 2 Crores can help maintain the same standard of living for 10 years. <br> </p> </div> </div> <div class="col-md-4 mb-4"> <div class="feature-box"> <img src="images/Policy_Term.jpg" style="height: 225px;" class="img-fluid rounded" alt="Policy Term"> <h3>Policy Term (PT)</h3> <p align="justify">The policy term can be selected based on your specific needs, typically lasting until retirement (age 60) or even up to age 100 for legacy planning. Coverage is guaranteed from the day the policy starts. <br> </p> </div> </div> <div class="col-md-4 mb-4"> <div class="feature-box" style="margin-right:20px;"> <img src="images/premium_payment_terms.jpg" class="img-fluid rounded" alt="Premium Payment"> <h3>Premium Payment Term (PPT)</h3> <p>Choose how many years you'd like to pay premiums. Options include paying throughout the term or opting for a shorter period like 5, 10, or 12 years. Shorter terms have higher premiums but free you from payment obligations sooner. <br> </p> </div> </div> </div> </section> </div> <section> <h2 style="padding-top: 20px;">Additional Benefits</h2> <div class="row"> <div class="col-md-6 mb-4"> <div class="feature-box"> <h3>Return of Premium</h3> <img src="images/return_to_premium.jpg" class="img-fluid rounded" alt="Return of Premium"> <p align="justify">Some policies offer a return of premiums if no claim is made during the term. For instance, if you pay a premium of 40,000/year for 10 years, you can get back 4 Lakhs minus taxes and expenses. </p> </div> </div> <div class="col-md-6 mb-4"> <div class="feature-box"> <h3>Riders</h3> <img src="images/riders.jpg" class="img-fluid rounded" alt="Riders"> <p align="justify">Enhance your policy with riders for critical illness, accidental death, and more. For example, an accidental death rider could pay out an additional sum if the insured passes away in an accident. </p> </div> </div> </div> </section> </div> <div class="contact"> <a href="./contact.html" class="link-know-more"><img src="images\c_o.png"> </a> </div> <footer> <p>© 2024 Term Life Insurance. All Rights Reserved.</p> </footer> </body> </html>